It doesn’t matter if there isn’t a written lease. Its still very much a rental arrangement. No law enforcement will hold her liable for being a homeowner. No law will compel her to pay for a new roof for his house, should it need it. In fact, if she’s been there more than 30 days she’ll likely have many legal protections a renter has, such as protection from being thrown out without formal eviction.
If only one of you owns the house then that’s what they are. It’s obviously going to vary case by case but one person has a mortgage, and all the responsibilities that come with it, and the other can cut and run any time. It would be pretty unfair to the homeowner if the SO got all the benefits of renting and buying.
I would hope you treat your SO as an equal partner, but that also means healthy boundaries equal to where the relationship is at the time. If one doesn’t pay rent, but pays toward the mortgage, and you break up instead of getting married, do you expect the home owner partner to cut the other partner a check to cash them out of their “equity”? How is that fair to the homeowner?
Then please complete your argument. One person is contributing money into the equity of the house without ownership, and I believe you’re arguing that is unfair, because the homeowner its benefiting.
What actions are you proposing is fair to the non-homeowner that doesn’t make it unfair to the homeowner?
It doesn’t matter if there isn’t a written lease. Its still very much a rental arrangement. No law enforcement will hold her liable for being a homeowner. No law will compel her to pay for a new roof for his house, should it need it. In fact, if she’s been there more than 30 days she’ll likely have many legal protections a renter has, such as protection from being thrown out without formal eviction.
That’s sorta the issue. You shouldn’t treat your SO as a tenant.
If only one of you owns the house then that’s what they are. It’s obviously going to vary case by case but one person has a mortgage, and all the responsibilities that come with it, and the other can cut and run any time. It would be pretty unfair to the homeowner if the SO got all the benefits of renting and buying.
I would hope you treat your SO as an equal partner, but that also means healthy boundaries equal to where the relationship is at the time. If one doesn’t pay rent, but pays toward the mortgage, and you break up instead of getting married, do you expect the home owner partner to cut the other partner a check to cash them out of their “equity”? How is that fair to the homeowner?
I’m arguing morals. Legally there’s nothing wrong here
Then please complete your argument. One person is contributing money into the equity of the house without ownership, and I believe you’re arguing that is unfair, because the homeowner its benefiting.
What actions are you proposing is fair to the non-homeowner that doesn’t make it unfair to the homeowner?