B) you need to qualify for a mortgage, even with first time homebuyer programs
C) you severely underestimate what the mortgage is
D) people aren’t always expecting to live in the same area for more than 5-7 years, at which point you’ve spent tons of money on closing and PMI that you absolutely aren’t coming out ahead on
A) I’ve been in poverty my whole life.
B) By-owner financing is a thing, I mentioned it already. If you qualify for renting, you qualify for the first time homebuyers programs. You’re making excuses and you clearly don’t know how these programs work.
C) Again, nope.
D) Covered that already. Closing costs are miniscule compared to the amount of equity you build, and first time home buyers programs cover closing costs, enough with the copium.
I bought my house without a front door, no working a/c, water pipes cut off inside the walls, no toilet. Learn how to do shit for yourself. I learned all the shit to fix my house from YouTube videos.
Where I live houses are like $450k minimum for something that doesn’t need major work. Even with a n FHA loan, the mortgage would be untenable. I’ve given up owning a home here.
A) poverty
B) you need to qualify for a mortgage, even with first time homebuyer programs
C) you severely underestimate what the mortgage is
D) people aren’t always expecting to live in the same area for more than 5-7 years, at which point you’ve spent tons of money on closing and PMI that you absolutely aren’t coming out ahead on
A) I’ve been in poverty my whole life.
B) By-owner financing is a thing, I mentioned it already. If you qualify for renting, you qualify for the first time homebuyers programs. You’re making excuses and you clearly don’t know how these programs work.
C) Again, nope.
D) Covered that already. Closing costs are miniscule compared to the amount of equity you build, and first time home buyers programs cover closing costs, enough with the copium.
I bought my house without a front door, no working a/c, water pipes cut off inside the walls, no toilet. Learn how to do shit for yourself. I learned all the shit to fix my house from YouTube videos.
Where I live houses are like $450k minimum for something that doesn’t need major work. Even with a n FHA loan, the mortgage would be untenable. I’ve given up owning a home here.
A small shoebox here is upward of 550k. And at that price, you need to put another 100k if you do things yourself because the house is a shitstain.