IMO those service line insurance mailers you get from the gas and power company that will cover the cost of the service lateral to your meter if something goes wrong for like $8 a month. They are designed to be just low enough you won’t really think about it too much but are huge profit centers, and generally issues with gas/water service connections aren’t super common and while they can be a few thousand to get fixed if they do happen you’d be better off just putting the $8 a month into a high yield savings account. Then you can at least use it for any surprise home repairs and get to choose the contractor for the work.
It depends on how old your lines are. My water line was at least 40 years old. Took the insurance and 4 months later I needed it. I canceled it after repair was done because line is new now.
IMO those service line insurance mailers you get from the gas and power company that will cover the cost of the service lateral to your meter if something goes wrong for like $8 a month. They are designed to be just low enough you won’t really think about it too much but are huge profit centers, and generally issues with gas/water service connections aren’t super common and while they can be a few thousand to get fixed if they do happen you’d be better off just putting the $8 a month into a high yield savings account. Then you can at least use it for any surprise home repairs and get to choose the contractor for the work.
It depends on how old your lines are. My water line was at least 40 years old. Took the insurance and 4 months later I needed it. I canceled it after repair was done because line is new now.