Same as any FF or chromium fork. The further away from the original you are, the longer security and performance updates will take to trickle down.

No. They likely don’t have the manpower to update it. It is run by students, after all.

To be fair, all the FF engineers probably dgaf about a platform where they don’t even have the freedom to use their own browser engine.

Floorp is great. It has so many features that make it better than stock FF.

Part of your credit score is also the present. It’s more than a bit predatory, but not having any current financial responsibilities looks bad. For example, if you have no loans whatsoever but paid back a bunch in the past, there’s little evidence saying you can currently pay them off. At least, that’s the theory of it.

For the opponents, what is the proposed alternative?

I’d imagine this is the crux of the problem. Banks need some way to determine if someone will pay back their loans, and what better way than to tabulate their history of doing just that? Should banks be willing to take risks in a system with stuff like the 7 year rule?