And if you make enough to contribute to both a RothIRA and a 401k, you should do that and not pick one over the other.

Lol I’m guessing you’ve never taken bart or the mta. Singapore’s mrt is leagues better.

On the other hand, can you even comprehend what traffic and parking would be like if Singapore had US car laws? You should come to the states and try commuting daily into downtown SF or NY and see what that’s like.