For anyone concerned about traffic to reddit, the absolute best thing you can do is find ads next to “offensive” content and e-mail the CEOs and marketing departments of those companies saying you won’t use those products due to their ad placement on reddit. Literally nothing else will hurt them faster.
You can take a lump sum payout or get it paid to you over 20 years. The lump sum is usually around 60% as the other poster said.