• aviation_hydrated@infosec.pub
    link
    fedilink
    English
    arrow-up
    15
    arrow-down
    6
    ·
    5 months ago

    I think the idea of cryptocurrency is funny, since it’s just “I’m not playing your make believe money anymore, so we’ll pay our own make believe money since you are obviously rigging the system”. Kinda makes sense if adoption keeps up and the planet isn’t on fire

    • symthetics@lemmy.world
      link
      fedilink
      English
      arrow-up
      1
      ·
      5 months ago

      But the ultra rich are actually playing with that too and fucking over every single person that invests thinking they’re going to be ‘financially free’

      Adoption will never happen because block chains are shit at everything except being a Blockchain.

      Let’s fix the system we’ve got instead of inventing a new one that’s worse in basically every way.

    • thejml@lemm.ee
      link
      fedilink
      English
      arrow-up
      24
      arrow-down
      1
      ·
      5 months ago

      Thing is, the poor aren’t running bitcoin miner farms. Crypto doesn’t change anything but traceability of the funds, letting the rich get even richer.

      • qaz@lemmy.world
        link
        fedilink
        English
        arrow-up
        3
        ·
        edit-2
        5 months ago

        That’s a common misconception. Most cryptocurrencies (except XMR) actually increase the traceability of funds compared to traditional payments. Bitcoin really isn’t that great for privacy as some crypto enthousiasts say. It’s one of those ridicolous “advantages” that prove that most are just hypemen with no idea about how it actually works. </rant>

      • grrgyle@slrpnk.net
        link
        fedilink
        English
        arrow-up
        9
        ·
        5 months ago

        Yeah riding the bubble let a couple of nerds and early investors maybe take advantage of a little economic mobility, like, incidentally. But those days are long passed now. Like you said, it’s rigged in favour of entrenched capital, just like everything else now.

        • aviation_hydrated@infosec.pub
          link
          fedilink
          English
          arrow-up
          2
          arrow-down
          2
          ·
          5 months ago

          BTC is steady last few months at 60k, if you purchased last year, your investment is up 3x. If you bought 2 years ago at the peak, you’re up a few %, which still beats international inflation

            • aviation_hydrated@infosec.pub
              link
              fedilink
              English
              arrow-up
              1
              arrow-down
              1
              ·
              5 months ago

              No, it’s like any other currency minus it has a fixed supply. So use it, since inflation is eating away any currency with a limitless supply

              • Kecessa@sh.itjust.works
                link
                fedilink
                English
                arrow-up
                2
                ·
                edit-2
                5 months ago

                But deflation pushes people not to spend their money and crypto with a fixed supply is in fact deflationary since the accessible supply goes down as people lose access to their wallet for one reason or another.

                Also, crypto value and crypto prices of items are based on the comparable fiat value so yes, getting in at the right time makes a huge difference.

                In the end crypto bros just make it so there’s still rich people at the top, they’re just not necessarily the same ones.

              • aviation_hydrated@infosec.pub
                link
                fedilink
                English
                arrow-up
                1
                arrow-down
                1
                ·
                5 months ago

                I guess some people have that stance, but it’s a currency. It’s supposed to be boring and not thought about much. It’s not like most people care about antique and rare coin collections, but some people do, most people just spend and save their money

                • symthetics@lemmy.world
                  link
                  fedilink
                  English
                  arrow-up
                  1
                  ·
                  5 months ago

                  Calling it a currency is generous. I know it’s meant to be, but let’s be honest - you’re not buying the majority, or probably even any, everyday goods or tech with your BTC are you? Most people certainly aren’t. And most BTC owners certainly aren’t. They’re holding to the moon.

                  • aviation_hydrated@infosec.pub
                    link
                    fedilink
                    English
                    arrow-up
                    1
                    arrow-down
                    1
                    ·
                    edit-2
                    5 months ago

                    If my local grocery story would accept it, I would. It’s a compatibility issue, which all technology is tested this way. Having 5G towers in the 1900s would have been a bummer, but today, somewhat standard. Crypto will need to pass this test if it’ll survive

          • symthetics@lemmy.world
            link
            fedilink
            English
            arrow-up
            1
            ·
            5 months ago

            Yes if you meet those criteria and cash out right now. Most people I to crypto will hold though.

            Why? Because that’s the narrative pushed on the community over and over and over - hodl never sell.

            Why? Because if everyone sells, all the people manipulating the market like Tether and their buddies lose their money. Fair play to those that can make a bit of money, but unless you’re already rich, are running the market, or fine with creating a shitcoin to rug people, crypto is not going to make most average people rich at all.

            Just another way for the already wealthy to fuck you over.

            • aviation_hydrated@infosec.pub
              link
              fedilink
              English
              arrow-up
              1
              arrow-down
              1
              ·
              5 months ago

              Most assets work that way, if everyone sold Nividia stock then it would tank as well. Most things outside of food and shelter only have value due to our collective belief. Diamond and water paradox is constant in society

      • aviation_hydrated@infosec.pub
        link
        fedilink
        English
        arrow-up
        0
        arrow-down
        1
        ·
        5 months ago

        Traceability might be nice since the black market is estimated around 20T USD. Cuts out bad actors which means no fraud, and no hidden inflation since we can see the quantity compared to USD which the Federal Reserve doesn’t even know

    • Avid Amoeba@lemmy.ca
      link
      fedilink
      English
      arrow-up
      1
      ·
      edit-2
      5 months ago

      It doesn’t solve any of this. The people who invented BTC did not understand whay money is and how it works. Especially how it’s created. If we lived in a world with BTC alone and we’ve reached the point where no more BTC can be created while the world economy was growing, we’d keep creating money by reducing prices and using smaller fractions of BTC to pay them. Of course all of this would be much less practical than adding more units of BTC so if the world lived in this universe, a consensus would be reached to amend BTC to allow for further expansion of the BTC supply. And this doesn’t even touch the ability to create money via debt which doesn’t even require a currency.

      BTW I’m not saying crypto is useless. I think BTC for example will be with us for the foreseeable future but it would likely always be used as an intermediate currency that is then converted to one fiat or another through a floating exchange rate. The exchange rate would take care of the inherent problem I described.

      • aviation_hydrated@infosec.pub
        link
        fedilink
        English
        arrow-up
        1
        arrow-down
        1
        ·
        5 months ago

        I think the creators had some knowledge of how currency worked, since there has been movements to make digital money in the cryptopunk scene for 20+ years before BTC. Also, you don’t need a degree to be an economist, a library card works just as good

        Having a fixed supply might reduce astronomical debts but still allow for smaller debts or ones that are collateralized. But yeah, day to day life would be drastically different. No credit cards for sure, but also no compound interest, because can’t have compounding interest on anything with a fixed supply or it will acquire all of the resource (or at least attempt to)