I always find these types of posts frustrating. Apart from your desktop password, a password manager solves a lot of these issues. Just make the password manager super secure, use 2fa and then auto generate all other passwords.
There are self-hosted options with strong encryption. My BitWarden vault is just as secure as if my laptop were stolen. Argon2id to secure the key for AES256 encryption.
I always find these types of posts frustrating. Apart from your desktop password, a password manager solves a lot of these issues. Just make the password manager super secure, use 2fa and then auto generate all other passwords.
Remember when everyone said LastPass was that manager?
There are self-hosted options with strong encryption. My BitWarden vault is just as secure as if my laptop were stolen. Argon2id to secure the key for AES256 encryption.