Different scales. Money is a simple -infiniti to +infiniti. Problems is a parabola that starts starts at +infiniti, approaches zero (without ever getting to zero) before returning to +infiniti when graphed against Money.

The people that coined this phrase clearly lived on the cusp of that return upward on this graph so their observation is limited to that subset.

It’s the “is it a space or is it an underscore” that gets ya.

And my axe!

That’s how I usually interpret it except in Godzilla Minus One :

Super handy when you’re working in data centers.