you forgot that most country which has this house price problem actually build houses and apartment more than enough for all the homeless hence you would see lots of ghost town everywhere, economy now doesnt work as intended, you can build more house but without regulation despite the supply the price would still skyrocket like now
not to mention except north america, in almost all countries amd gpu is always $100 more expensive than nvidia counterpart making it just non sense to buy any amd card unless you are just a fanboy