• Korne127@lemmy.world
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    4 months ago

    What’s better than PayPal / what issues does PayPal have? I don’t know any better alternative…

    • badcommandorfilename@lemmy.world
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      4 months ago

      I assume just normal credit card payments online? PayPal started because people were scared to use their card online, but now you get all the same buyer protections and insurance.

      • woodgen@lemm.ee
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        4 months ago

        How do you send money to friends or businesses with credit card? Is there a paypal card which has your login information printed on it?

        • Sc00ter@lemm.ee
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          4 months ago

          Venmo usually, but many banks have built in cash payment apps too.

          I’m 35 and never had a PayPal account and have never felt the need for one

          • woodgen@lemm.ee
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            4 months ago

            Obviously you can do a SEPA transfer as well, but it’s not instant and you have to type a long number and don’t have a consistently good user experience. Bank apps lack good UX. Stuff like “send this friend 5 bucks again, this is his profile picture” and are a pain to log into.

            I don’t say I like paypal or banks, i actually dont like either. But paypal is just more convenient.

      • Laborer3652@reddthat.com
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        4 months ago

        I’d rather have my credit card information on a highly secure platform like Paypal than give it out to every Tom, Dick, and Harry that asks for it on the internet.

        Even if PayPal is only “mostly” secure, I still get better security from having a smaller attack surface.

    • WhatYouNeed@lemmy.world
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      4 months ago

      For a merchant; PayPal fees are quite high, their merchant support is abysmal and you have to be a decent size SME before you get a dedicated account manager.

      And dont even get me started on their so called “merchant protection” offer for disputes.

    • Cryophilia@lemmy.world
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      4 months ago

      PayPal stole my money and I’m far from the only case. Venmo is much better, but still provides fundamentally the same service