You’re paying for a service. How much of your paycheck are they taking anyway? Mine is less than 5%. $70 a week. It’s not a whole lot.
You pay more per week in case you have a medical emergency than I pay per year for literal medical emergencies. You pay more in a month for just having insurance than I paid for a 10 day hospital stay, completely uninsured.
So nearly 300$ a month for…what exactly? To be denied life saving treatment?
Even if you have no insurance, they will not deny you life-saving treatments.
Don’t bring logic into these comments
How is your deductible and max out of pocket? You don’t count that? Lol I don’t run into too many people who say anything good about our healthcare scam system.
I guess I pay a similar amount as you; around £230 a month in National Insurance. According to XE that’s about $280.
And yeah, that’s not a bad amount to cover any medical needs I might have.
The difference is that, by and large, that’s all I pay. If I got hit by a car tomorrow, I wouldn’t get charged a penny for the paramedic, for the equipment they use to help me, for the ambulance to take me to hospital, for the doctors and nurses who patch me up, and for all the physio, medications and aftercare I’ll need.
I’ll pay ~£10 per prescription, but if I develop a chronic, life threatening condition, that fee will be waived. If I don’t, then I can pay a flat annual fee of £110 and receive as many prescriptions as I need.
Also, my National Insurance contributions (theoretically) ensure that when I reach retirement age I’ll be able to receive a state pension.
The NHS is something that I’ll fight tooth and nail to keep, and you guys in the US should be fighting for your own version of it.
Yeah I just pay like $36 a month or so and my copays are $35, or $75 if a specialist.
This is very ironic if you work for an insurance company.
I imagine working for a major health insurance provider… One would use them for health insurance?
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The public broadcasting fees are important to prevent private monopolies. To add some context to non germans: The most people here who cry about the fee are far right wingers because the public channels are the only ones really doing work to uncover things like Nazis in the police.
And if you are without a job you dont have to pay it.
I find it interesting that u mention the German public broadcasting fee in a post about healthinsurance fees. Anyway I see the point why some criticise this specific fee. Imo the fact that is actually a separate “fee” and not hidden behind general state funding as taxes is the problem why people even mention it. Obviously when we would talk about taxes you will see there are much more fucked up ways where your tax is wasted. Anyway most of Europe does indeed have public broadcasting that is funded by public money. That is because they are indeed supposed to serve the public. In the EU, they are organized in the Eu Broadcasring Union. There is are very lengthy wiki articles on the history on PB or the EBU. However the gist of why this is such a vital concept could maybe summarized as " EBU members are public service media (PSM) broadcasters whose output is made, financed, and controlled by the public, for the public. PSM broadcasters are often established by law but are non-partisan, independent and run for the benefit of society as a whole."
Would be a shame if you had an…"accident*
Has an accident
Insurance company that won’t help you: … Isn’t that a shame :(